Does PayPal have a routing number?

Yes — PayPal direct deposits use routing number 031101279 (The Bancorp Bank, N.A.). Find your unique account number under Settings → Direct Deposit in your PayPal account.

Can I wire money to PayPal?

No, PayPal does not accept wire transfers. Direct deposit (ACH) is the only way to send funds via routing number.

What is a routing number?

A routing number (also called an ABA routing number or RTN) is a nine-digit code that identifies a U.S. financial institution. It's used to route ACH transfers, direct deposits, wire transfers, and check payments to the correct bank.

Where do I find my routing number?

Your routing number is printed in the bottom-left corner of every check, listed in your online banking app under account details, and printed on monthly statements. Many banks also use a different routing number for wire transfers — always confirm which one you need.

Is the routing number the same for everyone at the same bank?

Often it varies by the state where you opened your account. Large banks like Chase and Wells Fargo use 30+ different routing numbers across the U.S., while online banks and fintechs typically use one number nationwide.

PayPal Routing Number

Updated August 2026

Routing number

031101279

PayPal is a financial-technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A..

PayPal Holdings, Inc. provides PayPal Cash Plus accounts via The Bancorp Bank, N.A. To set up direct deposit into your PayPal account, use routing number 031101279.

PayPal wire transfer fees

Type	Fee
Wire transfers	Not supported

Fees subject to change. Confirm the latest schedule on PayPal's website before sending.

How to find your PayPal routing number

Your routing number is the 9-digit code in the bottom-left of every check. Your account number sits to the right of it.

• Look at the bottom-left of any check from PayPal — the 9-digit number on the left.
• Log in to PayPal's mobile app or online banking and open the account details screen.
• Check the top of any monthly statement.
• Call PayPal customer service — but never share the number plus your full account details with anyone you don't trust.

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PayPal Routing Number

Updated August 2026

Routing number

031101279

PayPal is a financial-technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A..

PayPal Holdings, Inc. provides PayPal Cash Plus accounts via The Bancorp Bank, N.A. To set up direct deposit into your PayPal account, use routing number 031101279.

PayPal wire transfer fees

Type	Fee
Wire transfers	Not supported

Fees subject to change. Confirm the latest schedule on PayPal's website before sending.

How to find your PayPal routing number

Your routing number is the 9-digit code in the bottom-left of every check. Your account number sits to the right of it.

• Look at the bottom-left of any check from PayPal — the 9-digit number on the left.
• Log in to PayPal's mobile app or online banking and open the account details screen.
• Check the top of any monthly statement.
• Call PayPal customer service — but never share the number plus your full account details with anyone you don't trust.

Tired of waiting on PayPal transfers?

Buy crypto with Apple Pay in 60 seconds. FDIC-insured cash account, instant virtual debit card, free to open.

Buy crypto with Apple Pay Open a free account

Frequently asked questions

Related banks and fintechs

Move money your way.

One app for cash, crypto, and a free virtual debit card.

Open free account Buy crypto now